Browse & claim offers
See the offers available now, filter them by amount, and check each offer's rate and income before you claim it.
Official Android app
Smart Payments.
Better Opportunities.
Claim offers, pay through supported UPI apps, track your orders and payouts, and grow a referral team, all in one app.
- Register online, approved by our team
- Offer rate shown before you claim
- Official, checksum-verified APK
About Apna Pay
A member platform built for Android
Apna Pay is an Android app for members. You can browse and claim available offers, pay for them through supported UPI apps, and track each order through to its payout. Every offer shows its own rate and income before you claim it, and all amounts are calculated by Apna Pay's servers. Members can also build a referral team and follow its activity in the app.
Apna Pay is not a bank and does not offer investment products. Earnings depend on eligible activity and are not guaranteed.
App features
Everything you need, in one app
Simple UPI payments
Pay for a claimed order through a supported UPI app, then submit your transaction reference (UTR) so the payment can be confirmed.
Track every order
Follow each order from claim to payout, with its status, payment details and payout progress in one place.
Payouts to your methods
Save your payout methods and choose where each order's payout goes. Balance details and transaction history are always available.
Team & referrals
Share your referral code, see your team by level, and review your commission history.
In-app support
Chat with the Apna Pay support team directly inside the app after you sign in.
Secure account
OTP-verified sign-up and password recovery, encrypted session storage on your phone, and automatic sign-out after inactivity.
Verified updates
The app tells you when a new version is ready and checks the downloaded update's checksum before installing it.
Each offer shows its own commission rate
Commission benefits
Explore available offers and their applicable commission rates
Every offer comes with its own commission (income) rate. You see the rate and the exact income amount before you claim, so you always know what applies.
- Rates vary by offer. The rate is set on each offer and can differ from one offer to another.
- Locked when you claim. The income is calculated by Apna Pay's servers when you claim and doesn't change afterwards.
- Paid with the order payout. It becomes part of that order's payout once your payment is confirmed.
- Limited availability. Offers can have limited quantities and time windows.
Commission applies only to eligible, completed orders. It is not a guaranteed return, and offer rates and availability can change.
Refer & Earn
Grow your team with Apna Pay
Referral benefits can offer additional earning opportunities when the eligibility requirements are met.
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Step 1
Share your referral code
Find your personal referral code in the Team section of the app.
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Step 2
Invite eligible new users
New users enter your code when they create their account. A code can only be added at sign-up.
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Step 3
Receive applicable rewards
Referral rewards apply when the eligibility requirements are fulfilled, and they appear in your commission history.
Referral benefits depend on actual eligibility and published terms, and are not guaranteed.
How to use Apna Pay
Up and running in three steps
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Download Apna Pay
Get the official APK from this website and install it on your Android phone.
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Create your account
Register on this website with your mobile number and a password, and add a referral code if you have one. Once an administrator approves your account, sign in to the app.
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Start using available services
Add your payment methods, browse available offers, and track your orders and team in the app.
Download latest APK
Apna Pay for Android
What's new
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